Term of Use

The following terms (“Terms of Use”) constitute an agreement between Ninalouise.net (“Company”), and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the website administered by Company (“Website”), located at https://www.ninalouise.net.

Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Company reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website.

PURCHASE POLICIES REGISTRATION & RESTRICTED ACCESS Access to certain areas of the Website may be restricted. Company reserves the right to restrict areas of the Website at its sole discretion. When you create a User Account or subscribe to our newsletter, you guarantee that you are 18 years of age or older, are able to consent to these Terms of Use, and that the information you provide to us is accurate, complete, and current at all times. Violation of this paragraph may result in the immediate termination of your User Account without refund, in Company’s sole discretion. Company may disable your username and password at its sole discretion, refuse to register a user, remove or edit any content contributed to the Website or cancel any User Account. Company may, without notice, refuse access to its Website, in whole or part, to any person that fails to comply with these Terms.

GENERAL DISCLAIMER Company has made every effort to ensure that all information on the Website has been tested for accuracy. Company makes no guarantees regarding the results that you will see from using the information provided on the Website. Company disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. The Website assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.

CONTENT DISCLAIMERS Company has made every effort to ensure that all business information, including but not limited to any references to technology or business methodology, provided on the Website has been tested for accuracy. There is no guarantee that you will see positive results to your business using the techniques and materials provided on the Website. Company assumes no responsibility for your decisions or for policies or practices that you implement based on information on the Website. Any statements related to income or earnings potential on the Website are examples of what may be possible in the future. We make no guarantees regarding results, present or future. We are not responsible for your earnings, income, sales, or any other performance as a result of the actions you take based upon the information provided on the Website. The Website may discuss topics related to health or mental health. This information is not advice and should not be treated as medical advice. The medical information provided on the Website is provided “as is” without any representations or warranties, express or implied. Although content on the Website may discuss therapeutic and/or mental health issues, the Website does not provide any type of therapy and/or mental health services. The Website does not provide any advice, explanation, opinion, or recommendation about therapy or mental health services. From time to time, the Website may discuss topics of a sensitive nature. If you feel triggered by any content, please seek help from a medical professional or mental health professional. The Website is provided for informational purposes only.

YOUR RESPONSIBILITY The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. Company makes no representations, warranties or guarantees. You understand that results may vary from person to person. Company assumes no responsibility for errors or omissions that may appear in the Website.

USE OF THE WEBSITE Unless otherwise stated, the Company owns the intellectual property and rights to all content and material on the website. Subject to the license below, all intellectual property rights are reserved. You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use. The following uses are not permitted: ● Republication of content from the Website, unless content is specifically and expressly made available for republication; ● Sale, rental or sub-license of any content from the Website; ● Reproduction or duplication of any content on the Website for commercial purposes; ● Modification of any content on this Website, unless content is specifically and expressly made available for modification; ● Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included. From time to time, the Website will utilize various plugins or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of Company’s intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to the Company. You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software. You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the website without the Company's express written permission. You must not use the Website to transmit or send any unsolicited commercial communications. You must not use the Website for any third-party marketing without the Company's express written permission. You may not use this Website for any unlawful, illegal, fraudulent or harmful purpose or activity.

COPYRIGHT Unless otherwise noted, the design, content and all components of the Website are copyrights owned by the Company or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.

TRADEMARKS The Company’s trademarks may not be used in connection with any product or service that is not the Company’s, in any manner likely to cause confusion among consumers, or in any manner that disparages or discredits Company. From time to time, the Website will legally utilize trademarks owned by third parties. These trademarks are the respective property of their owners.

GRANT OF RIGHTS You grant the Company a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content you contribute to the Website. This includes, but is not limited to, text, images, audio material, comments, video material and audio-visual material. This license extends to all known and future media. You also grant the Company the right to sub-license these rights and the right to bring an action for infringement of these rights.

CONTENT CONTRIBUTED TO THE WEBSITE Any content you contribute to the Website, including, but not limited to text, images, audio material, comments, video material and audio-visual material, must not be illegal or unlawful, may not infringe on any third-party’s legal rights, and must not be capable of giving rise to legal action whether against you or Company or a third party. Company reserves the right to edit or remove: (i) any material submitted to the Website; (ii) stored on Company’s servers; or, (iii) hosted or published on the Website. Company takes no responsibility and assumes no liability for any content posted by you or any third party. Notwithstanding Company’s rights under the Terms of Use, Company does not undertake to monitor the submission of all content to, or the publication of such content on, the Website. If you submit, comment or post any materials (such as photos, videos or written content) to this Website, you represent and warrant that: (1) you are at least 18 years old; (2) you are the owner of or have permission to share such materials; (3) you grant Company a perpetual, royalty-free, worldwide non-exclusive license to use, copy, reproduce, publish, distribute, display and publicly perform those materials, in whole or part, in any manner or medium, now known or hereafter developed, for any purpose, including commercial purposes and advertising; (4) you grant Company a perpetual, royalty-free, worldwide non-exclusive license and release to use your name and likeness in connection with such materials for any purposes, including commercial purposes and advertising. Company does not claim any ownership rights in your materials. Please choose carefully the materials that you upload to, submit to, or embed on this Website. Any material you post on this Website becomes public. You are responsible for your material and for any liability that may result from the material you post on this website. You participate, comment, and post material on this Website at your own risk. Any communication by you on this Website, whether by leaving a comment or participating in a chat room, message board, public forum, contact submission form or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time.

TAKEDOWN REQUESTS From time to time, the Website will publish posts with images from other third-party websites. Any such use is intended to be considered fair use under copyright laws and we attempt to fully attribute it to the owner. If you believe that your copyrighted work has been used on the website in a way that constitutes copyright infringement and falls outside of fair use, please send a request to ninalouise49@gmail.com and we will remove the image.

COMMUNICATION If you send the Company an email, register to use the Website or provide your email to Company in any other way, you consent to receive communications from Company electronically. You agree that all legal notices provided via electronic means from the Company satisfy any requirement for written notice.

THIRD PARTIES The Website contains links to third-party websites that are not governed or controlled by the Company. You represent and warrant that you have read and agree to be bound by all applicable Terms of Use and policies for any third-party website that relates to your use of the Website. Company assumes no control or liability over the content of any third-party sites. You expressly hold harmless Company from any and all liability related to your use of a third-party website. Prior to engaging in any events or commercial transactions with any third parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. If there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you expressly hold Company harmless from any and all liability in any dispute.

NO WARRANTIES The Website is provided on an “as is” and “as available” basis without any representations or warranties, expressed or implied. Company makes no representations or warranties in relation to the Website or the information and materials provided therein. The Company makes no warranty the Website will meet your requirements; will be available uninterrupted; timely and free of viruses or bugs; or represents the full functionality, accuracy, and reliability of the Website. Company is not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.

LIMITATION OF LIABILITY TO THE EXTENT ALLOWABLE BY LAW, THE COMPANY WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY You agree to defend, indemnify and hold Company, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and expenses) which Company suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.

ARBITRATION The Terms of Use will be governed and construed in accordance with the laws of the State of Illinois. Any controversy or claim arising out of or relating to the Terms of Use, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The place of any such arbitration shall be in or near Chicago, IL. The parties also agree that the AAA Optional Rules for Emergency Measures of Protection shall apply to the proceedings.

USE OF VIDEO AND AUDIO RECORDINGS Please be advised that all types of audio and visual services as part of the Website may be recorded and can be used in the future by the Company for business and promotional materials. You are not required to attend any event that may be recorded. By attending such a recorded event, you consent to the use of any content you contribute, including your likeness and biographical information. We may also use such recordings for sale in any of our products or services unless you specifically request otherwise. If you would like to make such a request, please send an email to ninalouise49@gmail.com.

COMMUNITY ACCESS Some of our Services also contain access to a private Facebook group (the “Private Groups”). Company is not liable for nor does Company endorse the information shared amongst community members in the Private Groups. Access to the Private Groups may be revoked at any time by the Company. The Private Groups are provided solely for your convenience and may be shut down at any time by Company, with or without notice. The closing of a Private Group is not grounds for a refund of any kind. The Private Groups are provided strictly as a free resource. You are solely responsible for your interactions with other members of the Private Groups. You understand and agree that any contact, whether online or in-person, with any participant is done solely at your own risk. Company disclaims any and all liability for any interactions between participants and you expressly hold Nina Louise or ninalouise.net harmless for any such interaction.

DISCLOSURE POLICY From time to time, the Website may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with Company to create content featuring certain messages or product placement. Pursuant to the FTC’s requirements, all such advertisements on the Website are clearly and conspicuously disclosed. Even though compensation (cash, free product, services) is received in exchange for this sponsored content placement, the Company gives its honest opinion, findings, beliefs, or experiences in such content. All views expressed on the Website are those of the content creator. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.

MISCELLANEOUS PROVISIONS Company controls and operates this website from offices in the United States. Company does not represent that materials on this Website are appropriate or available for use in other locations. People who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Company may, without notice, refuse access to its website, in whole or part, to any person that fails to comply with these Terms. If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable. The Terms of Use may not be assigned by you without Company’s prior written consent, however, the Terms of Use may be assigned by Company in its sole discretion. The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by the Company. All notices with respect to the Terms of Use must be in writing and may be via email to ninalouise49@gmail.com for Company and to your email address.

Privacy Policy We respect your privacy and are committed to protecting it. The purpose of this Privacy Policy is to inform you what personally identifiable information we may collect and how it may be used. Who we are Our website address is: https://www.ninalouise.net You may contact us at any time at ninalouise49@gmail.com.

WHAT INFORMATION DO WE COLLECT AND HOW IS IT USED?

● Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form. ● Information We Collect from Others: We may receive information about you from other sources. For example, if you use a third-party software through the site, they may transfer information to us for fulfillment. ● Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

● Cookies: We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

HOW YOUR INFORMATION MAY BE USED We may use the information collected in the following ways: ● To operate and maintain the Website; ● To create your account, identify you as a user of the Website, and customize the Website for your account; ● To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings; ● To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts; ● To respond to your comments or inquiries; ● To provide you with user support; ● To track and measure advertising on the Website; ● To process payment for purchases you make through the Website; or, ● To protect, investigate, and deter against unauthorized or illegal activity.

THIRD-PARTY USE OF PERSONAL INFORMATION We may share your information with third parties when you explicitly authorize us to share your information. Additionally, the Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. When you click on links on our Website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements. The Website currently uses the following third-party service providers: ● Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. For more information on Google’s Analytics privacy policies, please visit this site. ● Stripe – this service is used to serve our eCommerce platforms. At no time is your banking information passed to the Website. We receive only information used for order fulfillment. ● PayPal – this service is used to serve our eCommerce platforms. At no time is your banking information passed to the Website. We receive only information used for order fulfillment. ● Facebook Pixel – this service is used to track your actions on this website for purposes of promotional retargeting via Facebook and Instagram ads. You may opt-out of behavioral advertising with the Facebook Pixel here. ● Pinterest Tag – this service is used to track your actions on this website for purposes of promotional retargeting via Pinterest ads. You may opt-out of behavioral advertising with the Pinterest Tag here. Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

ANONYMOUS DATA From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

PUBLICLY VISIBLE INFORMATION If you create a user profile on the Website or leave a comment, certain information may be publicly visible.

COOKIES The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herein. Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.

ADVERTISING Display Ads We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies. If you would like more information about this practice and understand your choices to opt-in or opt-out of this data collection, please visit http://www.networkadvertising.org/managing/opt_out.asp. Retargeting Ads From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, Instagram, or Pinterest in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website. Facebook: Opt-out of Facebook remarketing here Instagram: Opt-out of Instagram remarketing here Google: Opt-out of Google remarketing here Pinterest: Opt-out of Pinterest remarketing here Sponsored Content Tracking Pixels This Website may engage in sponsored campaigns with various influencer networks, brands, and agencies. All sponsored content is duly disclosed in accordance with the FTC’s requirements. From time to time, these sponsored campaigns utilize tracking pixels (aka web beacons), which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by the Website is used in conjunction with these tracking pixels.

Affiliate Program Participation The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. Ninalouise.net is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com. As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. As an Amazon Associate I earn from qualifying purchases. This program utilizes cookies to track visits for the purposes of assigning commission on these sales. Newsletters On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

RIGHTS RELATED TO YOUR PERSONAL INFORMATION Opt-out – You may opt-out of future email communications by following the unsubscribe links in our emails. You may also notify us at ninalouise49@gmail.com to be removed from our mailing list.

Access – You may access the personal information we have about you by submitting a request to ninalouise49@gmail.com. Amend – You may contact us at ninalouise49@gmail.com to amend or update your personal information. Forget – In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request to ninalouise49@gmail.com. Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.

SENSITIVE PERSONAL INFORMATION At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

CHILDREN’S INFORMATION The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at ninalouise49@gmail.com and we will use our best efforts to promptly remove such information from our records.

CONTACT INFORMATION At any time, please contact us at ninalouise49@gmail.com for questions related to this Privacy Policy.

CHANGES TO PRIVACY POLICY We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

Last updated: March 25, 2023

• As an Amazon Associate I earn from qualifying purchases. Updated: March 25, 2023

Disclaimer Introduction This website is owned and operated by Ninalouise.net (“Company,” “we,” or “us”). This Disclaimer, along with the Terms of Use and Privacy Policy, governs your access to and use of Ninalouise.net including any content, functionality, and services offered on or through Ninalouise.net (the “Website”), whether as a guest or a registered user. Please read the Disclaimer carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Disclaimer. If you do not want to agree to the Privacy Policy, you must not access or use the Website. For Educational And Informational Purposes Only The information contained on this Website and the resources available for download through this website are for educational and informational purposes only. Not Legal Advice Or Professional Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, legal advice. While the professionals at the Company are attorneys and the information provided on this Website relates to legal issues, the information contained on this Website is not a substitute for legal advice from a licensed attorney who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with an attorney to address your particular information. The Company expressly recommends that you seek advice from an attorney prior to taking any actions. Neither the Company nor any of its attorneys shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent legal advice from a licensed attorney who is familiar with your situation. Not Financial Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, financial advice. While the professionals at the Company are finance professionals and the information provided on this Website relates to financial issues, the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information. The Company expressly recommends that you seek advice from a professional. Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent financial advice from a professional who is familiar with your situation. Not Tax Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, tax advice. While the professionals at the Company are tax professionals and the information provided on this Website relates to tax issues, the information contained on this Website is not a substitute for tax advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a tax professional to address your particular information. The Company expressly recommends that you seek advice from a professional. Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent tax advice from a professional who is familiar with your situation. Not Medical or Health Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, medical or health advice. While the professionals at the Company address health issues and the information provided on this Website relates to medical and/or health issues, the information contained on this Website is not a substitute for medical or health advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a medical or health professional to address your particular information. The Company expressly recommends that you seek advice from a professional. Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent medical or health advice from a professional who is familiar with your situation. Not Professional Advice The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, professional advice. While the employees and/or owners of the Company are professionals and the information provided on this Website relates to issues within the Company’s area of professionalism, the information contained on this Website is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation. We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a professional to address your particular information. The Company expressly recommends that you seek advice from a professional. Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.] No Professional-Client Relationship Your use of this Website – including implementation of any suggestions set out in this Website and/or use of any resources available on this Website – does not create a professional-client relationship between you and the Company or any of its professionals. The Company cannot accept you as a client unless and until we determine that there is a fit and until various requirements, such as fee arrangements, are resolved. Thus, you recognize and agree that we have not created any professional-client relationship by the use of this Website. User’s Personal Responsibility By using this Website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for download from this Website. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on this Website. No Guarantees You agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website or not. The Company provides educational and informational resources that are intended to help users of this website succeed in [business/life/health] and otherwise. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company. You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients or customers of the Company or otherwise – applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results. Errors And Omissions This World Wide Web Site is a public resource of general information that is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. We have taken reasonable steps to ensure that the information contained in this Website is accurate, but we cannot represent that this Website is free of errors. You accept that the information contained on this Website may be erroneous and agree to conduct due diligence to verify any information obtained from this Website and/or resources available on it prior to taking any action. You expressly agree not to rely upon any information contained in this website. Reviews At various times, we may provide reviews of products, services, or other resources. This may include reviews of books, services, and/or software applications. Any such reviews will represent the good-faith opinions of the author of such review. The products and services reviewed may be provided to the Company for free or at a reduced price as an incentive to provide a review. Regardless of any such discounts, we will provide honest reviews of these products and/or services. You recognize that you should conduct your own due diligence and should not rely solely upon any reviews provided on this website. We will disclose the existence of any discounts or incentives received in exchange for providing a review of a product. If you would like more information about any such discounts and incentives, send an email to ninalouise49@gmail.com that includes the title of the reviewed product as the subject line. We will respond via email and disclose any incentives or discounts we received in association with any such review. Affiliate Links From time to time, the Company participates in affiliate marketing and may allow affiliate links to be included on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links. As a policy, the Company will only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our customers and followers. The Company will inform you when one of the links constitutes an affiliate link. You recognize that it remains your personal responsibility to investigate whether any affiliate offers are right for your business and will benefit you. You will not rely on any recommendation, reference, or information provided by the Company but will instead conduct your own investigation and will rely upon your investigation to decide whether to purchase the affiliate product or service. 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The Company welcomes your questions or comments regarding the Disclaimer: Ninalouise.net Los Angeles, CA Email Address: ninalouise49@gmail.com Effective as of March 25, 2023

Updated: March 25, 2023

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